The Hilton Honors American Express Aspire Card gives you automatic Diamond status, an annual Free Night, and sizable travel credits.
You pay a Hilton Honors American Express Aspire card annual fee and trade it for outsized benefits if you plan your stays.
Check the Hilton Honors American Express Aspire card sign-up bonus before you apply, then use the credits to offset costs.
About This Card
The Hilton Honors Aspire Card from American Express is a top-tier co-branded travel card built for frequent Hilton guests.
You apply online, pay one annual fee, and unlock elite status, free nights, and recurring credits.
If you use Hilton properties several times a year, the value can exceed the cost.
Current Rates & Fees
Always confirm the latest “Rates and Fees Table” before you apply.
- Annual fee: $550.
- Purchase APR: Prime + 12.49% to Prime + 21.49% (variable).
- Cash advance APR: Prime + 21.99% (variable).
- Penalty APR: Up to Prime + 26.74% may apply after late or returned payments; reviewed after 6 months.
- Cash advance fee: Either $10 or 5% per advance, whichever is greater.
- Late/returned payment fee: Up to $40.
- Foreign transaction fee: None.
Hilton Honors American Express Aspire Card Sign-up Bonus
Public offers change during the year. Treat these as illustrative, not guaranteed.
In recent periods, major points trackers reported 130,000–180,000 Hilton Honors points ranges at various spend thresholds and time windows.
Check the live offer on American Express before you submit your application
Hilton Honors American Express Aspire Card Benefits
These headline Hilton Honors American Express Aspire card benefits set this product apart:
- Hilton Honors Diamond status as long as the account is open and in good standing. Includes a 100% points bonus on base points, space-available room upgrades at select properties, and lounge access where available.
- Annual Free Night Reward in the first year and every year upon renewal. You can earn additional Free Night Rewards after $30,000 and again after $60,000 in purchases in a calendar year. Terms apply.
- $400 Hilton Resort Credit each calendar year: up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts. Enrollment/eligibility and resort list apply.
- $200 Flight Credit each year: up to $50 per quarter on eligible flight purchases made directly with an airline or via AmexTravel.com on your card. Terms apply.
- $100 on-property credit per eligible booking at Waldorf Astoria and Conrad when you book a 2-night minimum under the special Aspire rate (online portal or by phone with the specified code). Credited by the hotel at checkout; exclusions apply.
- CLEAR Plus® credit: up to $209 per year after you pay for CLEAR Plus with your card. Terms apply.
- Earning structure: 14X points at Hilton portfolio hotels and resorts; 7X on flights booked directly with airlines or AmexTravel.com and at select car rental companies; 7X at U.S. restaurants; 3X on other eligible purchases.
- No foreign transaction fees when you use the card abroad.
How to Apply Online (fast checklist)
Gather required information: full legal name, address, income, employment, SSN/ITIN, and contact details.
Submit your application online and consent to a credit pull. Decisions can be instant, but some applications require additional review.
Enroll/activate benefits after approval: enroll for credits where required (e.g., CLEAR, resort credit eligibility, flight credit)
Add your card to your Hilton Honors profile, and set up your Amex online account and app for tracking credits.
Bank Phone and Address (official)
American Express customer service (personal cards, U.S.): 1-800-528-4800 (24/7). Live chat is available after you log in.
General inquiries mailing address (U.S.): American Express, P.O. Box 981535, El Paso, TX 79998-1535.
(Payment addresses vary; use the one shown on your statement.)
Who Should Consider It?
Choose the Hilton Honors Aspire card from American Express if you stay with Hilton several times a year and can use the credits.
The $400 resort credit, $200 flight credit, and annual Free Night can offset the fee when planned.
If you travel infrequently or won’t use the credits, a lower-fee Hilton card may fit better.
FAQs (quick hits)
Does the card have foreign transaction fees? No.
Is the $100 Waldorf/Conrad property credit automatic? No. It requires booking a 2-night minimum under the designated Aspire rate through the specified channel; it’s applied by the hotel at checkout.
Are the flight credits quarterly or yearly? Quarterly accrual of $50 per quarter, up to $200 per calendar year, on eligible direct-airline or AmexTravel.com flight purchases.
How rich is the sign-up bonus? It varies. Public ranges have recently been 130k–180k Hilton Honors points, with differing spend and time windows. Always check the current offer.
Competitors
See:
| Card | Annual fee | Free night(s) | Major annual credits | Standout earn |
|---|---|---|---|---|
| Hilton Honors American Express Aspire | $550 | 1 Free Night each year; extra nights at $30k & $60k spend | $400 Hilton resort (up to $200 twice/yr); $200 flight ($50/qtr); CLEAR Plus up to $209/yr; $100 Waldorf/Conrad credit on 2-night Aspire-rate stays | 14X Hilton; 7X flights/AmexTravel, select car rentals, U.S. restaurants; 3X other |
| Marriott Bonvoy Brilliant (Amex) | $650 | 1 Free Night (up to 85k pts) | $300 dining ($25/mo); $100 property credit at St. Regis/Ritz with 2-night special-rate stays; Priority Pass Select | 6X Marriott; 3X restaurants & flights; 2X other |
| World of Hyatt (Chase) | $95 | 1 Cat 1–4 Free Night yearly; 2nd after $15k spend | — | Up to 9X at Hyatt; 2X dining/airfare/transit/gyms; 1X other |
| IHG One Rewards Premier (Chase) | $99 | 1 Free Night (up to 40k pts; can top off); 4th Night Free on award stays | TSA PreCheck/Global Entry/NEXUS (up to $120 every 4 yrs); $50 United TravelBank/yr | Up to 26X at IHG; 5X travel/dining/gas; 3X other |
| Hilton Surpass (Amex) | $150 | Earn 1 Free Night after $15k spend | $200 Hilton ($50/qtr) | 12X Hilton; 6X U.S. restaurants/gas/supermarkets; 4X U.S. online retail; 3X other |
Conclusion
You get top-tier Hilton status, annual free nights, and travel credits that can offset the fee.
If you can use the benefits, the Hilton Honors American Express Aspire card delivers strong value for frequent Hilton guests.
Apply online after you confirm the current offer and terms.
Disclaimer: Terms, APRs, fees, benefits, and welcome offers change. Always verify the latest “Rates & Fees,” “Offer & Benefit Terms,” and disclosures from American Express before applying.
